Financing Options from Service Experts Heating & Air Conditioning

April 24, 2016

Imagine: it’s August, inching closer and closer to triple digits, and your air conditioning unit stops. It just dies. Gone. No more air conditioning, no more cool air blowing into your home to keep it comfortable. No more anything.

So you call an air conditioning company to come take a look and they confirm what you already knew – it’s time you purchased a new AC system. And then they tell you something you didn’t know – it’s going to cost anywhere from $7,000 to $70,000, based on the type of air conditioning system(s) you prefer, the style of home(s) you have, and the type of energy source you’d like.

So what do you do? Spend the hottest time of the year soaking in sweat and devouring popsicles? Or spend all your savings (and maybe sell an organ) to cover the cost of a new AC unit?

We are here with a different option to help your comfort and your wallet: financing.

It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you understand that the standard consumer in the United States has under $5,000 they can get their hands on, it makes total sense. So when life happens and things malfunction, and unexpected expenditures such as an AC repair or replacement is mandatory, it is essential that we have affordable financing options available.

At Service Experts Heating & Air Conditioning we have several financing options for homeowners looking to replace their heaters or air conditioners. The first group of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional purchasers are those that will most likely have the available dollars to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires.

Service Experts Heating & Air Conditioning also offers financing alternatives with a lower monthly fixed payment and a decent interest rate. This is for buyers who may not have the full amount as quickly but can afford a lower monthly cost. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost around $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This payment schedule makes a new heating or air conditioning system more affordable, while also getting an efficient system that will help reduce energy bills while providing home comfort.

The financing programs at Service Experts Heating & Air Conditioning include the following:

  • Low monthly payments
  • No down payment
  • No annual fees
  • No prepayment penalties
  • Competitive interest rates

With so many programs, what’s stopping you? Call Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you discover which heating and air conditioning system is right for your home AND which financing option is best for your life. We can’t wait to work with you!